Welcome to the Personal Finance Dictionary!

We launched this free resource in 2020 amidst the Covid-19 pandemic because we believe personal finance is more important than ever. For many, understanding what money is and how to make money work for them (instead of working for money) is the only way to financial freedom.
Money and finance have been a taboo topic in our society for decades, but as one of the wealthiest countries in the world, we believe every person should have access to personal finance resources. Welcome to the Personal Finance Dictionary. Free now. Free forever.


Today we celebrate International Women’s Day – a worldwide holiday to commemorate the cultural, political, and many other achievements of women! Unfortunately, when it comes to gender equality, finance has not kept pace with many other professional fields, such as law, academia, and medicine. So, today, we focus on highlighting 20 women who we consider to be Instagram personal finance pioneers. Give them a follow to learn the basics of personal finance and much more.

Here they are – in no particular order!


What is a stock?

A stock, also referred to as equity, is a type of tradable financial asset that represents your share in the ownership of part of a corporation. By purchasing stock in a company selling shares, you own a portion of the company.

Stocks are sold in units known as shares, and they’re sold primarily on stock exchanges. However, there are private sales as well. To purchase corporate stock shares, you would have to go through a stockbroker who trades professionally on behalf of his or her clients. Of course, you can always open your own brokerage account and trade on behalf of yourself, as long as you adhere to the government regulations intended to protect traders and investors from fraudulent practices.

#Fibonacci #Stocks

Fibonacci numbers have become a mainstay in stock market trading as a means of technical analysis. However, they’re still regarded as “magical numbers,” meaning that despite their popularity in trading, there’s still a lot of skepticism towards them.

If you’re looking to learn more about Fibonacci stocks, you’ve come to the right place—consider this your crash course.

#RothIRA #Withdrawal

A Roth individual retirement account (IRA) is a type of retirement savings/investment account that allows your money to grow free of taxation.

You can start an account as soon as you turn 18, and there are no minimum contributions required as long as you have a reported income. However, there are maximum contribution limits that increase with age, which is why it’s a good idea to start investing young.

#diversify #investments

Diversification is the practice of spreading your investments and assets around to limit exposure in the event of a market downturn. This helps reduce the volatility of your portfolio over time, which is crucial to balancing the risk to reward ratio within your portfolio, and ensuring your money compounds in the long run.


The stock market is simply a place where investors come together to buy and sell investments. Investments being another word for stocks, assets, and funds, which are essentially shares of ownership in a public company.

The stock market is essentially open to everyone, meaning you don’t need to become a professional investor to partake in buying and selling. However, there’s more to the stock market than simply buying and selling.

Here’s what you need to know…

#shortingstocks #gamestop

You might be reading this because you’re interested in what happened with GameStop (GME) stock in 2021. If that’s the case, here’s “shorting a stock” explained 3 different ways. Hopefully after this it’ll make sense. If it doesn’t, we’ve failed you.

#market #crash #1987

The Black Monday stock market crash in 1987 was one of the most unique and severe market phenomena that has taken place in U.S. and global economic history. The crash is said to have originated in the U.S., expanding globally, despite the fact that the first markets open to experience it were in China.