Many of the features of www.PersonalFinanceDictionary.com are available to you without you providing personally identifiable information. Personally identifiable information generally includes information that could be used to determine your identity, such as your name, address, phone number, e-mail address, and birth date. We will collect and use personal information about you to respond to your request for products and services offered through this website. We will also collect information in order to notify you about products, services, and other opportunities we think will be of interest to you.
Information provided by you: The following are certain situations in which PersonalFinanceDictionary may collect personally identifiable information from you:
Information from service providers: Information is collected from third party service providers about geographical demographics, such as median household income or age. This is not connected to individuals. We may use third-party advertising companies to serve ads on our behalf. These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is non-personally identifiable.
The types of information we collect fits into two categories in our data policy:
We use the information we collect from you and third parties to operate our Products, communicate with you, conduct research and development to improve or enhance our Products and customer experience. These are a few examples:
Unless you are entering one of PersonalFinanceDictionary’s sweepstakes, PersonalFinanceDictionary does not sell your personally identifiable information. The following describes some of the ways that your personally identifiable information may be disclosed in the normal scope of business:
The types of information that may be collected by third-party advertising companies include the following:
You may choose to restrict the collection or use of your personal information in the following ways:
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.
Upon request PersonalFinanceDictionary.com will provide you with information about whether we hold, or process on behalf of a third party, any of your personal information. To request this information please contact us through our Contact Us page.
You have the right to access and correct, or delete your Personal Information and privacy preferences at any time. We will respond to your request promptly within a reasonable time frame
PersonalFinanceDictionary.com sends only verified newsletters, specifically requested by PersonalFinanceDictionary subscribers. Subscriptions to PersonalFinanceDictionary.com newsletters are verified by sending an e-mail. PersonalFinanceDictionary.com is fully compliant with the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003.
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. PersonalFinanceDictionary, its external service providers, internal service providers, and third-party advertising companies, may set and access cookies on your computer to track and store preferential information about you. For example, a third-party advertising company may assign a cookie to you, to limit the amount of times you see a particular advertisement or to help better determine which advertisements to serve to you. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
Personally identifiable information you submit to PersonalFinanceDictionary is password-protected for your privacy and security. PersonalFinanceDictionary uses industry-standard SSL-encryption to protect data transmissions. In the unlikely event that an unauthorized third party compromises PersonalFinanceDictionary security measures, PersonalFinanceDictionary will not be responsible for any damages directly or indirectly caused by an unauthorized third party’s ability to view, use or disseminate such information.
PersonalFinanceDictionary collects Personal Information provided by Consumers through the Web site. In the past 12 months, PersonalFinanceDictionary has collected the following information from Consumers:
|Category of Information||Examples||Information Collected|
|Identifiers||A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.||Yes|
|Categories of personal information described in subdivision (e) of Section 1798.80.||A name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card, or any other financial information, medical information, or health insurance information.||No|
|Characteristics of protected classifications under California or federal law||Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran military status, genetic information (including familial genetic information).||No|
|Commercial Information||Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.||No|
|Biometric information||An individual’s physiological, biological or behavioral characteristics, including an individual’s deoxyribonucleic acid (DNA), that can be use, singly or in combination with each other or with other identifying data, to establish individual identity, including but not limited to, imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns, and voice recordings, from which an identifier template, such as a faceprint, a minutiae template, or a voiceprint, can be extracted, and keystroke patterns or rhythms, gait patterns or rhythms, and sleep, health, or exercise data that contain identifying information.||No|
|Internet or other electronic network activity information||Browsing history, search history, and information regarding a consumer’s interaction with an Internet Web site, application, advertisement.||Yes|
|Geolocation data||Physical location, position, and movement data.||No|
|Sensory information||Audio, electronic, visual, thermal, olfactory, or similar information.||No|
|Professional or employment-related information||Present and past employment data.||No|
|Education information||Education records maintained by educational institutions or third parties on behalf of these institutions.||No|
|Inferences drawn from any other information||Data reflecting a consumer’s preferences, characteristics, habits, attitudes, predispositions, intelligences, and abilities.||No|
The categories of Personal Information described above are collected from the following categories of sources:
The information we collect is used to:
Additional categories of Personal Information will not be collected or used for materially different purposes without first providing the Consumer with notice.
PersonalFinanceDictionary does not and will not sell or disclose for a business purpose Personal Information provided to us by Consumers.
Personal Information for minors under 16 years of age is neither collected, disclosed, nor sold.
Consumers have several rights under the CCPA. These include:
PersonalFinanceDictionary only stores email addresses for subscribers who have signed up to receive the PersonalFinanceDictionary newsletter. For the remaining non-email subscriber traffic, the only Personal Information collected are IP addresses. Due to the nature of the Personal Information collected, PersonalFinanceDictionary cannot verify Consumers’ identities to the degree of certainty required to fulfill requests to know or delete your collected Personal Information. PersonalFinanceDictionary cannot fulfill these requests because email addresses and IP addresses are generally publicly available across various publicly accessible websites and would not permit PersonalFinanceDictionary to verify Consumers’ identities to a reasonable degree of certainty.
Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.
All financial products, shopping products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers.
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Last Updated: February 1, 2021